Archive for July 2nd, 2009

Payday! Helpful Spending Tips

Coin Jar

The Summer youth are pretty pleased about getting their first paycheck recently. The check was for about two days pay. This should give us all motivation to keep working hard. With each payday, the youth employees will understand how nice it feels to earn a reward or compensation for the work they do. But, with that, everyone needs to be aware of the importance of not spending it all as quickly as it comes. So, spend your money wisely and keep note that the money comes from the work you display on the job.

Many people find that the more money you have, the more they are tempted to spend. Being a teenager, it’s easy to spend and spend when there is a good amount to take from, but that doesn’t necessarily mean it is a good idea to go that far. There are still lessons that we as teens and young adults have to learn about proper spending. You would be in a much better position if you have money saved to always fall back on. There are plenty of other tips and techniques on how to spend your pay wisely because people know how important it is and how smart it is to be careful and save your money. As Summer Youth employees, we are on the pathway to the real business world. So, practicing good spending habits now will help a lot in how we handle our money in the future.

TIPS TO HIGHLIGHT:

  • Remember to save – don’t spend it all in one day
  • Be aware of how much you have
  • It may be a good idea to keep your receipts from what you spend (especially if using debit cards)
  • When going to an ATM, be aware of your surroundings, of how much it is charging you, and choose an easy PIN number for only you to remember
  • It is smart to have a little bit of cash on you always just in case, so if you know you’re down to your last bit, save it. More money will come on your next paycheck!

–Lesley Thomas

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Do You Know How to Use Your Debit Card?

creditcard

This year the summer youth program coordinators took a new approach with paying summer youth. Every two weeks, youth will receive their earnings on debit cards. Using debit cards allows the youth the opportunity to spend money in more places. What is a debit card? A debit card provides an alternative payment method to cash when making purchases. Some people refer to debit cards as check cards because they work the same as checks. The money is withdrawn directly from the bank account.

How do you use a debit card? A debit card is used inside businesses or at an atm. Debit cards can be used with a PIN number or can also be used with only a signature while making purchases. Debit cards can be used typically in the same businesses that accept credit cards. When using your debit card while making purchases, present your card to a qualified merchant or provider. They will swipe your card to pay for your belongings.  Debit cards have become extremely important and convenient.  They cut down on spending extra time at ATM’s or writing checks.

Using a debit card requires one to be responsible and to keep track of how much money has been spent. It is important that you check your account to be aware of how much money has been spent and how much is remaining in your account.  It is also a good idea to write down each transaction so that you have a written record of your purchases.  Also, pay close attention when your card is being swiped so you can be sure that you are not overcharged.

For extra tips on how to use your debit card check out these websites:

–Dajah Blackwell

Spotlight On! Supervisor, Kevin B. Carter

Part of an on-going series of articles highlighting adult and youth supervisors working for the Department of Consumer & Regulatory Affairs.

 

Kevin B. Carter, Supervisor--Investigations

Kevin B. Carter, Supervisor--Investigations

The difference between a Supervisor and a great Supervisor is reputation. Supervisor, Kevin B. Carter, has a reputation that precedes him greatly. What distinguishes him from other Supervisors is that he does what he does, not for any material gain, but for the improvement of the city.

Mr. Carter has been with the Department of Consumer and Regulatory Affairs (DCRA) since 1985. He started out in the department of recreation at DCRA. Currently, he maintains the position of Supervisor Investigator, where his role is to be a team leader. “I’m like a coach, and they’re the players,” Mr. Carter used this comparison to describe the relationship between him and the employees he oversees.

With the help of his team, they provide investigative help to the different buildings in the District. From basic business licensing to complaints, Mr. Carter deals with it all. He makes sure that his team is proactive in what they do, and that the needs are met. The amount of responsibilities that they have is endless. Under the division of  Investigations, there are so many things that be can be put under that wide scope.

Mr. Carter says that one of his greatest accomplishments has been the Division of the Year award that he received in 2004. He enjoys doing the press-worthy things that get what he does attention from the media, not for any accolades but so that different areas can get the attention that they need.

–Van Crawford