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This year the summer youth program coordinators took a new approach with paying summer youth. Every two weeks, youth will receive their earnings on debit cards. Using debit cards allows the youth the opportunity to spend money in more places. What is a debit card? A debit card provides an alternative payment method to cash when making purchases. Some people refer to debit cards as check cards because they work the same as checks. The money is withdrawn directly from the bank account.

How do you use a debit card? A debit card is used inside businesses or at an atm. Debit cards can be used with a PIN number or can also be used with only a signature while making purchases. Debit cards can be used typically in the same businesses that accept credit cards. When using your debit card while making purchases, present your card to a qualified merchant or provider. They will swipe your card to pay for your belongings.  Debit cards have become extremely important and convenient.  They cut down on spending extra time at ATM’s or writing checks.

Using a debit card requires one to be responsible and to keep track of how much money has been spent. It is important that you check your account to be aware of how much money has been spent and how much is remaining in your account.  It is also a good idea to write down each transaction so that you have a written record of your purchases.  Also, pay close attention when your card is being swiped so you can be sure that you are not overcharged.

For extra tips on how to use your debit card check out these websites:

–Dajah Blackwell

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